What We Do

To plan for the future, it’s essential to have a clear understanding of where you are today. Your net worth provides a snapshot of your current financial position. Together, we’ll organize and manage your finances to monitor your financial health and track your progress toward achieving your goals.

We’ll cover the following topics:

• Establish and Track Your Net Worth
• Review Cash Reserves and Liquidity
• Assess Credit and Explore Opportunities

We’ll answer the following questions:

• What do I have and where is it located?
• How can I track and grow my wealth?
• How can I monitor and improve my credit?

Understanding where your money comes from and where it’s going is the foundation of effective financial planning. Together, we’ll develop a strategy to manage your cash flow in a way that aligns with your financial goals and priorities.

We’ll cover the following topics:

• Analyze Income & Expenses
• Discuss Irregular Cash Flows
• Automate Cash Flows

We’ll answer the following questions:

• How much do I need to maintain my quality of life?
• Where is my money coming from and where is it going?
• Which account types are best for my situation?

Preparing for retirement doesn’t have to be overwhelming or complicated. Together, we’ll design a retirement strategy that leaves you feeling confident and excited about what’s ahead. Our goal is to help you achieve clarity, so you can spend your retirement years focusing on what matters most to you.

We’ll cover the following topics:

• Retirement Accounts & Contributions
• Retirement Income Sources
• Social Security & Medicare Timing

We’ll answer the following questions:

• Am I on track for retirement?
• How do I turn my nest egg into a regular paycheck?
• When should I take Social Security?

Taxes are often one of life’s biggest expenses. We’ll work with you to take control of your tax situation by identifying opportunities to minimize liabilities and maximize efficiency. Through a detailed analysis of your income, investments, and deductions, we’ll help you make informed decisions that align with your financial goals.

We’ll cover the following topics:

• Coordination & Timing of Income Streams
• Selecting Appropriate Investment Account Types
• Asset Location & Tax Loss Harvesting

We’ll answer the following questions:

• How are taxes impacting my finances?
• Which account types are right for me?
• Are Roth conversions a good strategy for me?

Your investment portfolio is the engine powering the long-term growth of your wealth. As your advisor, we’ll implement research-backed portfolio management strategies tailored to your unique goals and financial needs.

We’ll cover the following topics:

• Goals & Portfolio Construction
• Asset Allocation & Diversification
• Monitoring & Rebalancing

We’ll answer the following questions:

• How should my money be invested?
• Which account types are right for me?
• How do taxes play into my investments?

As the saying goes, “the best-laid plans of mice and men often go awry.” No matter how carefully you plan for the future, unexpected challenges can arise. Fortunately, these challenges don’t have to derail your plans. A thorough review of your insurance coverage and risk management strategies is the first step in ensuring you and your family stay protected and prepared to weather any storm.

We’ll cover the following topics:

• Insurance Types
• Insurance Amounts
• Gaps In Coverage

We’ll answer the following questions:

• Which types of insurance do I need?
• How much insurance coverage do I need?
• Do I have too much or too little coverage?